Calling Medicare general enquiries phone number can help you understand Medicare. Medicare may sound so broad and complex. Quite frankly, Medicare can be a little scary when someone is entirely new to it. Contact Inzur agents at 1-888-999-0089 for more information on Medicare. That way, you will have all the information you need.
Understanding the differences between Medicare parts A, B, C, D can be tedious. Knowledge of it is essential especially the methods of getting Medicare coverage. Keep reading to know every piece of primary information about Medicare.
What is Medicare?
Medicare is a federal health insurance program. It is for people aged 65 or older, and people under 65 with certain disabilities. In addition, it is for people of any age with end-stage renal disease (ESRD). This disease is permanent kidney failure that requires dialysis or kidney transplant.
There are four parts of Medicare, all catering to your medical needs. Everyone must know which program to choose and who to get it from. Most importantly, it affects where you may receive health care.
What Are The Four Parts Of Medicare?
The federal government administers Original Medicare directly. This is how most people get their Medicare. It has two parts: Part A Medicare and Part B Medicare. Call Medicare contact number at 1-800-633-4227 to view latest information.
Part A Medicare (Hospital Insurance)
Also called Hospital Insurance, it helps cover the basic healthcare. These include inpatient care in hospitals, skilled nursing facility, hospice care and home health care.
Part A Medicare is free for most people. Of course, it becomes free when the individual has paid Social Security Taxes. These taxes refer to the ones paid for about ten years. The individual will pay an added monthly premium if they have worked and paid taxes for a shorter time. You may call Medicare part A provider phone number for further information.
Part B Medicare (Medical Insurance)
Part B Medicare is also called Medical Insurance. This helps cover certain services anyone can get from doctors and other health care providers. It also includes home health care, and outpatient care. In addition, it covers laboratory tests, x-rays and mental health care. Moreover, durable medical equipment and some preventive services are covered in this plan.
Part C Medicare (Medicare Advantage Plan)
Medicare Advantage Plan or Part C Medicare is another method of getting coverage. It is run by Medicare-approved private insurance companies. The plan includes all benefits and services covered under Part A Medicare and Part B Medicare. Further, they can provide all benefits and services with different rules, costs and restrictions. Also, they usually include Medicare prescription drug coverage or Part D Medicare.
One may be required to pay more or all of the costs. This occurs when one decides to use a provider outside of their union’s provided network. In addition, there are co-payments or co-insurance for covered services. Lastly, they may pay a monthly premium in addition to Part B Medicare.
Part D Medicare (Medicare Prescription Drug Coverage)
Let’s take a look at the basics of Part D Medicare or Medicare Prescription Drug Coverage. This plan covers the cost of prescription drugs.
This is the plan that adds drug coverage to Medicare. An individual pays an additional monthly premium to include this coverage. Again, this is apart from Part B Premium. Significantly, this covers and lowers the drug costs. Also, it helps protect them against higher medical costs in the future.
Contact Medicare General Enquiries Phone Number
The best way is to call Medicare general enquiries phone number at 1-800-633-4227 to know more about Medicare. Likewise, Inzur agents can help you with Medicare enrollment, including Medicare Savings Program and Extra Help. Inzur agents can help determine if your income and asset requirements make you eligible for any Medicare Savings Program. What are you waiting for? Call 1-888-999-0089 for more information on Medicare and/or Insurance.