Get Assistance With Medicare Costs Through This Medicare Contact Number

Calling Medicare contact number is one way to get the answers to your Medicare inquiries. If you’re asking “What is Medicare Savings Program?” then call the Medicare general enquiries phone number. Moreover, call agents at 1-888-999-0089 to provide further assistance with your Medicare inquiries.

medicare contact number and medicare general enquiries phone number

Medicare Savings Program aims to help low-income individuals with a few out-of-pocket costs for Medicare. This assistance includes Medicare Part A and B premiums, deductibles, copayments and coinsurance. Further, you can apply to become eligible. Also, it depends on the calculations of your income and assets. Therefore, you may become eligible no matter how much income and resources you have.

Four Types of Medicare Savings Programs

The four types of Medicare Savings Program are: Qualified Medicare Beneficiary Program (QMB), Specified Low-Income Medicare Beneficiary (SLMB), Qualifying Individual (QI), and Qualified Disabled and Working Individuals (QDWI). Furthermore, the benefits may vary for each program. Meanwhile, all programs except QDWI help pay for Medicare Part B premiums. Contact Medicare Part B provider phone number to know more.

To qualify, you must have or is eligible for Medicare Part A. Also, you must have an income and resources below a certain threshold. In addition, income and resource requirements are distinguished for each type of Medicare Savings Program. Lastly, these requirements may differ from year to year.

To find out if you are eligible for a Medicare Savings Program, you may contact Medicare Part A provider phone number

The following resources are calculated when determining eligibility:

  • Savings accounts
  • Checking accounts
  • Bonds
  • Stocks
  • Mutual funds
  • Individual Retirement Accounts (IRAs)

The following resources are not calculated when determining eligibility:

  • One car
  • Your home
  • Burial plot
  • Burial expenses (Up to $1,500, provided you have set aside that money)
  • Household items
  • Furniture
  • Personal items

State Medicaid programs run this program. Therefore, some states may calculate income and assets differently. This means you may be eligible even if your resources and income go beyond the limits above.

Qualified Medicare Beneficiary (QMB) Program

This program pays for Medicare Part A (hospital insurance) premiums and Part B premiums (medical insurance). Also, this program pays Medicare cost-sharing expenses. This includes coinsurance, copayments and deductibles.

Eligibility for QMB also means you automatically qualify for extra help. This prescription drug program saves out-of-pocket expenses for your medications.

Specified Low-Income Medicare Beneficiary (SLMB) Program

If you earn a little more than the maximum QMB income, then you may qualify for the SLMB program. This helps pay for your Medicare Part B premiums. Likewise, qualifying for SLMB also means qualification for extra help.

Qualifying Individual (QI) Program

This is another level of the Medicare Savings Program. In case you do are not eligible for QMB nor SLMB, you may apply for QI Medicare Savings Program. This program helps pay Medicare Part B premiums. Also, it automatically qualifies you for extra help to help pay for your future prescription drugs.

Although, be aware that you must reapply every year for these benefits. In addition, program funding is limited. Therefore, the benefits become available on a first-come, first-served basis. Priority is also given to individuals who receive QI benefits from the previous year.

Qualified Disabled and Working Individuals (QDWI) Program

Lastly, QDWI program is different from the rest of the Medicare Savings Programs. Generally, QDWI only pays for Medicare Part A premiums. Also, you may become eligible for this program if you apply for any of the following:

  • lost your premium-free Medicare Part A coverage after returning to work
  • you are under 65 years old, disabled and currently working
  • currently, you are getting state medical assistance
  • you meet the resource and income requirements for your state

Call Medicare Contact Number

Don’t forget to call Medicare contact number at 1-800-633-4227 to know more about Medicare Savings Program. Likewise, Inzur agents can help you determine if your income and asset requirements make you eligible for any of the four types. What are you waiting for? Call 1-888-999-0089 for more information on Medicare and/or Insurance.